Your plan arrives in English
Fifty pages of fine print full of words like deductible and out-of-pocket maximum, and nobody to walk you through them.
Malu reads your health plan and explains it in plain words: what it covers, what you'll pay, and what to do when something goes wrong. So your family is protected, end to end.
Free to join. No commitment. We'll email you the moment we open.
The problem
Fifty pages of fine print full of words like deductible and out-of-pocket maximum, and nobody to walk you through them.
You see a doctor with no idea whether the visit costs $20 or $2,000. The bill shows up weeks later, long past the point of asking.
The insurer says it isn't covered. You have no way to know whether that's right — or that you almost always have the right to appeal.
How we help
We don't hand you a brochure. We sit down with your actual case and stay with it until it makes sense.
We read your full policy and explain it in clear Spanish: what's covered, what isn't, and what comes out of your pocket.
Deductible, copay, coinsurance, provider network. Every term explained with real examples from your own plan — not from a textbook.
If something was denied, we help you understand why and build your appeal step by step, with every deadline spelled out.
Vaccines, checkups, specialists, emergencies. We confirm your children are covered before you need it, not after.
Who you're working with
Malu was born and raised in Peru. She knows what it's like to land in an unfamiliar health system, in another language, and have to figure it out alone — with a whole family counting on you to get it right.
For years she has navigated complex healthcare systems on both sides of the continent: long calls with insurers, forms, appeals, and the fine print almost nobody reads.
Now she does the same for other families. Patiently, in your language, without rushing — until it's clear.
Why it matters
Health insurance only helps if you know how to use it. Our job is to make sure you never have to guess.
From picking a plan to sorting out a confusing bill. We don't leave you halfway or hand you off to another office.
Your children have a right to grow up healthy. No English-language paperwork should ever get in the way of that.
Knowing what your plan covers before the appointment is the difference between a calm visit and a bill you never saw coming.
Waitlist
We're building Con Malu right now. Leave your name and email and we'll let you know the moment we open.
Frequently asked
We're still setting pricing. People on the waitlist will hear first and will get special terms when we open.
No. Con Malu doesn't sell policies or represent any insurer, and we aren't affiliated with any government program. We translate and explain so you can decide with clear information. We also don't give legal or medical advice.
Spanish and English. Send us documents in English and we'll explain them in Spanish, in writing or out loud — whichever you prefer.
We're working on it. Join the list and we'll email you as soon as we have a date. No spam.